WELCOME TO UNIVERSAL FHA

 It's A Great Time to Buy a New Home!

* Rates, Prices & Incentives - Buyers Have the Advantage!

* USDA Rural 100% Financing - Rates are still very LOW!

* Clearance pries in Real Estate are Rare - But they are Here!

APPLY Now to Take Advantage of this Historic Opportunity Today!

Focus on Buying a New Home Today  

We're seeing a Home Buying Surge going on in our office! Our Home Buyers are taking "Advantage of the drop in prices and the Rates being offered on Home Loans. We have Loans for Buyers! We'er Not experiencing a Frozen credit market here! We have Rural Housing Loan Programs that are 102% Financing with No Mortgage Insurance in many area of Louisiana Real Estate Markets.

"Serving the financial needs of Baton Rouge, LA!"

What are you waiting for? Own your own home! We can help. The American dream -- home ownership! More people are taking advantage of today's low rates to buy their first home, or their dream home. Universal Mortgage Mart is on your side! We will help you find the best mortgage for your needs, so you can concentrate on getting ready to move in!

If you can imagine it, Universal Mortgage Mart can do it. USDA, Commercial, Conventional, Jumbo, Fannie Mae, and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.  With nearly 300 lenders and thousands of programs, we should be able to find a "fit" for your specific situation.

First time home buyer? Bad Credit?  We can help with those challenges, too!!!  Call our office today, and make your reservations for our monthly "The First Time Home Buyer Education Seminar" or our all-new "Understanding Your Credit Score Seminar."  The successful completion of these programs can save you thousands of dollars in interest and mortgage insurance premiums!!!                                               

FIRST TIME HOMEBUYER’S CLASS!

USDA RUAL GUARANTEED LOAD

100% Financing with

Excellent Rates!

No Mortgage Insurance! 

Before you even start home shopping, get prequalified by one of our mortgage professionals. You'll have the clout of a cash buyer. You'll know how much you can afford. You will be well on your way to the mortgage program that's right for you as soon as you make the offer!

You don't pick the house that is best for someone else, you pick the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! What fits best...a suit off the rack, or a suit that is tailor-made? We can help you get there.

Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you. You'll be putting up -- and then taking down -- that SOLD sign in no time!

If you own a home and are just looking to refinance, get a second mortgage or cash out equity, you've come to the right place! There are almost as many loan programs as there are home owners. We'll help find you the right one. You can pay down your balance faster, consolidate high-interest revolving debt, or  home improvements, college tuition -- anything you can think of!  It's confusing enough.  Leave the stress to the mortgage professionals. Our intent is to chauffeur you through the process!   

Browse our easy-to-use site to become familiar with  our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else! Then come visit a mortgage professional who can help you on your way to your goals!  WE WANT YOUR BUSINESS!!!

We Can Help

             But You Have To Call!!!     

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.